AmeriDream is a non-profit organization that offers gift funds to be used toward down payments and closing costs for eligible homebuyers.

Application for an FHA mortgage is open to anyone able to meet the cash requirements, mortgage payments, and credit requirements.

FHAMortgage.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.


FHA and AmeriDream Charity Program


AmeriDream, Inc. lives up to its name, by helping low to moderate income families achieve the American dream of home ownership.

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AmeriDream is a non-profit organization that offers gift funds to be used toward down payments and closing costs for eligible homebuyers, at up to ten percent of the home's purchase price.

AmeriDream grant money does not have to be paid back. Buyers simply agree to return funds not used toward down payments or closing costs, or if the sale of the home does not close on the scheduled closing date.

AmeriDream Helps Dreams Come True


As a homebuyer, your access to the AmeriDream Charity Program is contingent upon your ability to pre-qualify for a home loan grant through an approved lender. Once you are qualified and approved, you will be referred to a real estate agent who will help you find a home that qualifies under AmeriDream guidelines.

When you find the right home and the seller has accepted your offer, you are ready to close. At this time the AmeriDream gift funds are wired to the title/escrow company and you can to proceed to close and the fulfillment of your goal: homeownership, with help from HUD and AmeriDream.

Are You Eligible?

The AmeriDream Charity Program is not limited to first-time homebuyers. The streamlined application process makes the program affordable for builders or sellers and easier for buyers than any other program. Those who are able to meet the requirements for the AmeriDream Charity Program are eligible to apply.

The AmeriDream Charity Program uses many of the same criteria needed to qualify for an FHA loan. Familiarize yourself with all the qualifications for FHA loans by reviewing our website, and then apply for an FHA loan online.


to Buying a Home with an FHA Loan

> FHA Step 1
How much can you afford?

> FHA Step 2
FHA says, "Know your rights."

> FHA Step 3
Shop for an FHA loan.

> FHA Step 4
Shop for a place to call home.

> FHA Step 5
Make an offer for the home.

> FHA Step 6
Get a home inspection.

> FHA Step 7
Your homeowners insurance.

> FHA Step 8
Sign on the dotted line and move in.

   
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Century 21, ERA, Coldwell Banker

Receive cash back and save money when you buy or sell your home.
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VA Loans for Veterans

Get a VA loan to buy a home, to build a home, to refinance your mortgage, or to simultaneously purchase and improve a home.

VA Mortgage News
Browse through articles about VA home loan programs, VA benefits, home buying and selling, VA mortgage shopping and insurance.

Pioneer Military Loans
Serving the military community with personal loans from $500 to $10k.
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Equal Housing Lender
   




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