AmeriDream is one of several organization that offers gift funds to be used toward down payments and closing costs for eligible FHA homebuyers.

Application for an FHA mortgage is open to anyone able to meet the cash requirements, mortgage payments, and credit requirements.

FHAMortgage.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.


FHA Homebuyers Programs

FHA Down Payment Grants


Who says there are no bargains in real estate? HUD sells homes at discounted rates all over the country. And there are organizations that offer gift grants to help with down payment and other costs needed to close on your new HUD home.

Now is the time for an
FHA HOME LOAN



PROPERTY LOCATION


LOAN PURPOSE


PROPERTY TYPE


CREDIT STATUS




FHA tip: While many HUD homes come to the market in very good shape, others may be in need of extensive repairs. Have a thorough inspection done before buying. Not only will the inspection reveal just how many repairs and how much it will cost, but you may find that the rehab expenses can be added into your FHA mortgage loan.

AmeriDream Charity Program
AmeriDream is a non-profit organization that offers gift funds to be used toward down payments and closing costs for eligible homebuyers, at up to ten percent of the home's purchase price.

Nehemiah Program
Nehemiah provides grants to qualifying first time and repeat homebuyers. These gift funds can be used toward down payments and closing costs for homes purchased through eligible FHA loan programs.

Housing Action Resource Trust
Through this program Housing Action Resource Trust (HART) can gift up to $15,000 of a home's final sale price and because all funds awarded through the HART Program are gift funds, they do not have to be paid back.

Consumer Debt Solutions
Consumer Debt Solutions (CDS) provides grants in the form of cash gifts to qualifying homebuyers that can be used to cover the down payment and closing costs for eligible FHA loans. Depending on the seller's contribution, Consumer Debt Solutions can gift up to $10,000 of the final sale price of a home. This gift funds does not have to be paid back.

Partners In Charity
Through Partners in Charity (PIC) grants in the form of gift funds are awarded to homebuyers, to be used to cover down payment and closing costs for eligible FHA loan programs. Partners in Charity will gift from two to ten percent of down payment costs for qualified home buyers and because all the funds awarded are gift funds, they do not have to be paid back.


to Buying a Home with an FHA Loan

> FHA Step 1
How much can you afford?

> FHA Step 2
FHA says, "Know your rights."

> FHA Step 3
Shop for an FHA loan.

> FHA Step 4
Shop for a place to call home.

> FHA Step 5
Make an offer for the home.

> FHA Step 6
Get a home inspection.

> FHA Step 7
Your homeowners insurance.

> FHA Step 8
Sign on the dotted line and move in.

   
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Century 21, ERA, Coldwell Banker

Receive cash back and save money when you buy or sell your home.
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VA Loans for Veterans

Get a VA loan to buy a home, to build a home, to refinance your mortgage, or to simultaneously purchase and improve a home.

VA Mortgage News
Browse through articles about VA home loan programs, VA benefits, home buying and selling, VA mortgage shopping and insurance.

Pioneer Military Loans
Serving the military community with personal loans from $500 to $10k.
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Equal Housing Lender
   




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