HART can gift up to $15,000 of a home's final sale price. All funds awarded through the HART Program are gift funds. They do not have to be paid back.

Application for an FHA mortgage is open to anyone able to meet the cash requirements, mortgage payments, and credit requirements.

FHAMortgage.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.


Housing Action Resource Trust and FHA Loans


The Housing Action Resource Trust program (HART) is a California 501 c (3) Non-Profit Housing and Community Development Corporation. It helps homebuyers by offering assistance toward down payments and closing costs for eligible homebuyers of low and moderate incomes.

Now is the time for an
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Through this program, HART can gift up to $15,000 of a home's final sale price. Because all funds awarded through the HART Program are gift funds, they do not have to be paid back.

Can HART Help You?


Access to HART is contingent upon your ability to pre-qualify for a home loan grant through an approved lender. Once you are qualified and approved, you will be referred to a real estate agent who will help you find a home that qualifies under HART Program guidelines. When you find the right home and the seller has accepted your offer, you are ready to close. At this time your HART Program gift funds are wired to the title/escrow company and you can to proceed to close and the fulfillment of your goal: homeownership, with help from HUD and the HART Program.

Are You Eligible?


The HART Program uses many of the same criteria needed to qualify an FHA loan. Familiarize yourself with all the qualifications for FHA loans by reviewing our website, and then apply for an FHA loan online.


to Buying a Home with an FHA Loan

> FHA Step 1
How much can you afford?

> FHA Step 2
FHA says, "Know your rights."

> FHA Step 3
Shop for an FHA loan.

> FHA Step 4
Shop for a place to call home.

> FHA Step 5
Make an offer for the home.

> FHA Step 6
Get a home inspection.

> FHA Step 7
Your homeowners insurance.

> FHA Step 8
Sign on the dotted line and move in.

   
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Century 21, ERA, Coldwell Banker

Receive cash back and save money when you buy or sell your home.
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VA Loans for Veterans

Get a VA loan to buy a home, to build a home, to refinance your mortgage, or to simultaneously purchase and improve a home.

VA Mortgage News
Browse through articles about VA home loan programs, VA benefits, home buying and selling, VA mortgage shopping and insurance.

Pioneer Military Loans
Serving the military community with personal loans from $500 to $10k.
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Equal Housing Lender
   




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