FHA Loans for Homebuyers
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FHA Refinancing
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Need to Know
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FHA Programs for Homebuyers
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FHA Mortgage Checklist
You're ready. You've found your home, your FHA loan program, and you know the FHA loan
limits as well as your debt to income ratio.
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Qualify for an FHA Loan
Compare Refinance Mortgage Rates
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Before you start the FHA loan process, be prepared to
provide some information to your loan officer. Have at your fingertips your:
- Address to your place of residence (past two years)
- Social Security numbers
- Names and location of your employers (past two years)
- Gross monthly salary at your current job(s)
- Pertinent information for all checking and savings accounts
- Pertinent information for all open loans
- Complete information for other real estate you own
- Approximate value of all personal property
- Certificate of Eligibility and DD-214 (for veterans only)
- Current check stubs and your W-2 forms (past two years)
- Personal tax returns (past two years), current income statement and business balance sheet for self-employed individuals.
For self-employed individuals, you will need your personal tax returns for the past two years, current income statement
and balance sheet for your business. In addition, you will need to secure and pay for a credit report and an
appraisal of the property.
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to Buying a Home with an FHA Loan
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> FHA Step 1
How much can you afford?
> FHA Step 2
FHA says, "Know your rights."
> FHA Step 3
Shop for an FHA loan.
> FHA Step 4
Shop for a place to call home.
> FHA Step 5
Make an offer for the home.
> FHA Step 6
Get a home inspection.
> FHA Step 7
Your homeowners insurance.
> FHA Step 8
Sign on the dotted line and move in.
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