If you qualify, you are entitled to an FHA mortgage. An FHA loan be the largest and most important loan you get during your lifetime.

Application for an FHA mortgage is open to anyone able to meet the cash requirements, mortgage payments, and credit requirements.

FHAMortgage.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.

FHA Loans for Homebuyers
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FHA Fixed Rate
FHA Adjustable Rate
FHA Growing Equity
FHA Energy Efficient
FHA Graduated
FHA Condominium

FHA Refinancing
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FHA Streamline Loan
Consumer Guide

Need to Know
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FHA Lending Limits
Mortgage Insurance
Closing Costs
FHA Loan Checklist
Credit Issues
Debt-to-Income

FHA Programs for Homebuyers
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Nehemiah Program
AmeriDream
CDS
HART
Partners in Charity

FHA Support: Step 2

FHA Wants You to Know Your Rights

If you qualify, you are entitled to an FHA mortgage. This may be the largest and most important loan you get during your lifetime. You should be aware of certain rights before you enter into any loan agreement.

Now is the time for an
FHA HOME LOAN

PROPERTY LOCATION

LOAN PURPOSE

PROPERTY TYPE

CREDIT STATUS

You have the RIGHT to shop for the best loan for you and compare the charges of different mortgage brokers and lenders.
You have the RIGHT to be informed about the total cost of your loan including the interest rate, points and other fees.
You have the RIGHT to ask for a Good Faith Estimate of all loan and settlement charges before you agree to the loan and pay any fees.
You have the RIGHT to know what fees are not refundable if you decide to cancel the loan agreement.
You have the RIGHT to ask your mortgage broker to explain exactly what the mortgage broker will do for you.
You have the RIGHT to know how much the mortgage broker is getting paid by you and the lender for your loan.
You have the RIGHT to ask questions about charges and loan terms that you do not understand.
You have the RIGHT to a credit decision that is not based on your race, color, religion, national origin, sex, marital status, age, or whether any income is from public assistance.
You have the RIGHT to know the reason if your loan was turned down.
You have the RIGHT to ask for the HUD settlement costs booklet "Buying Your Home."

to Buying a Home with an FHA Loan

> FHA Step 1
How much can you afford?

> FHA Step 2
FHA says, "Know your rights."

> FHA Step 3
Shop for an FHA loan.

> FHA Step 4
Shop for a place to call home.

> FHA Step 5
Make an offer for the home.

> FHA Step 6
Get a home inspection.

> FHA Step 7
Your homeowners insurance.

> FHA Step 8
Sign on the dotted line and move in.

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Receive cash back and save money when you buy or sell your home.
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Get a VA loan to buy a home, to build a home, to refinance your mortgage, or to simultaneously purchase and improve a home.

VA Mortgage News
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Pioneer Military Loans
Serving the military community with personal loans from $500 to $10k.
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